Union Bank of India has released its investor presentation detailing the Unaudited Reviewed Financial Results for the Third Quarter and Nine Months ended December 31, 2025. The presentation covers both standalone and consolidated financial performance.

The bank reported an operating profit of ₹7,492 crore for the quarter ended December 2025, a year-on-year increase of 7.13%. Net profit stood at ₹4,604 crore for the same period. Net Interest Income (NII) was ₹9,240 crore, with a Net Interest Margin (NIM) of 2.91% for the quarter.

Asset quality showed improvement, with Gross Non-Performing Assets (GNPA) at 3.06% and Net Non-Performing Assets (NNPA) at 0.51% as of December 2025. The Provision Coverage Ratio (PCR) stood at 95.13%.

The bank's global advances grew by 7.13% year-on-year to ₹10,16,884 crore, while deposits increased by 3.36% to ₹12,22,856 crore. Capital Adequacy Ratio (CRAR) was reported at 16.49%, with CET-I at 13.94%.