Ujjivan Small Finance Bank Limited has announced the publication of its unaudited financial results for the quarter ended December 31, 2025. The results were published today in the English newspaper 'Financial Express' and the Kannada newspaper 'Hosadigantha', in all their editions. This information will also be available on the bank's official website, www.ujjivansfb.bank.in. The bank also provided updates on several key business and financial matters. It was reported that the bank's Gross Advances stood at ₹10,500 crore as of December 31, 2025. The Net Interest Margin (NIM) was reported at 7.14% for Q3 FY25. The bank's Deposits grew by 10.5% sequentially to ₹10,500 crore. The Asset Under Management (AUM) increased by 10.5% sequentially to ₹10,500 crore. Regarding asset quality, the Gross NPA and Net NPA were reported at 2.47% and 0.36% respectively as of December 31, 2025. The bank also mentioned that its Capital Adequacy Ratio (CAR) stood at 24.12%, with the Common Equity Tier 1 (CET1) at 20.54%. Significant organizational and leadership changes were also detailed. The bank announced the appointment of Mr. Sanjeev Barnwal as the new Company Secretary and Head of Regulatory Framework. Additionally, the bank is undergoing a review of its organizational structure, with a focus on enhancing efficiency and governance. The bank also highlighted its ongoing efforts to strengthen its corporate governance framework and compliance with regulatory requirements. In terms of business performance, the bank reported a Gross NPA of 2.47% and Net NPA of 0.36% as of December 31, 2025. The bank's total business increased by 8.48% sequentially to ₹48,549.82 crore. Net Profit for the quarter was ₹2.13 crore, with a Profit After Tax (PAT) of ₹2.47 crore. The bank's management expressed confidence in its growth trajectory and commitment to enhancing shareholder value.
