Ugro Capital Limited has released its investor presentation for the quarter and nine months ended December 31, 2025. The presentation highlights key financial and operational performance metrics. For the third quarter of FY26, the company reported Assets Under Management (AUM) of ₹15,454 crore, a significant increase of 40% year-on-year. Net disbursements for the quarter stood at ₹2,217 crore, up 6% year-on-year. The Net Total Income grew by 19% year-on-year to ₹259.7 crore, and Profit After Tax (PAT) increased by 23% to ₹46.3 crore. The presentation also details the company's product suite, including Secured Business Loans, Business Loans, Emerging Market LAP, Machinery Financing, Partnerships & Alliances, Embedded Finance, and School Finance. The AUM for Secured Business Loans was ₹3,560 crore with a yield of 13.9%, while Embedded Finance had an AUM of ₹1,798 crore with a high yield of 26.3%. Asset quality metrics showed a Gross Non-Performing Asset (GNPA) of 2.2% and a Net Non-Performing Asset (NNPA) of 1.4% as of December 2025. The Cost of Borrowings was 10.24% as of December 2025. The company also emphasized its commitment to ESG (Environmental, Social, and Governance) principles, including the launch of an Environmental & Social Management System (ESMS) aligned with global benchmarks. This initiative aims to mitigate risks, enhance transparency, and drive long-term value creation through responsible MSME financing.
