UCO Bank announced a revision in its benchmark interest rates following a review by the Asset Liability Management Committee (ALCO). The revised Marginal Cost of Funds based Lending Rate (MCLR) for overnight tenor will be 7.90%, down from 7.95%. For one-month tenor, the MCLR will be 7.90% (previously 8.20%), three-month at 8.40% (previously 8.45%), six-month at 8.65% (previously 8.70%), and one-year at 8.75% (previously 8.80%).

Additionally, the bank has adjusted its Treasury Bill Linked Rate (TBLR) for three-month and six-month tenors to 5.30% and 5.50% respectively, down from 5.40% and 5.55%. The TBLR for a 12-month tenor is also revised to 5.50% from 5.55%. The 10-year G-Sec Rate (YTM % p.a.) has been revised to 6.78% from 6.66% on a par yield basis.

The revised MCLR, TBLR, and 10-year G-sec rate will be effective from January 11, 2026. Other benchmark rates, including the 1-year G-Sec rate, Repo Linked Rates, Base Rate, and BPLR, will remain unchanged.