UCO Bank has announced its unaudited financial results for the third quarter and nine months ended December 31, 2025. The bank reported a net profit of ₹739 Crore for the quarter, marking a significant 15.65% year-on-year increase from ₹639 Crore in the same period last year. Operating profit for the quarter rose by 5.93% to ₹1,680 Crore from ₹1,586 Crore.

Total business of the bank grew by 13.25% year-on-year to ₹5,53,680 Crore as of December 31, 2025. Gross advances increased by 16.74% to ₹2,43,594 Crore, while total deposits grew by 10.64% to ₹3,10,086 Crore. The CASA ratio improved by 44 basis points to 38.41%, with total CASA standing at ₹112,083 Crore.

The bank also saw a substantial increase in advances to the Retail, Agriculture & MSME (RAM) sectors, which grew by 25.86% year-on-year to ₹1,43,919 Crore. Retail advances saw a 28.18% growth, Agriculture advances grew by 24.69%, and MSME advances increased by 23.56%.

Asset quality showed improvement, with Gross NPA reducing by 50 basis points year-on-year to 2.41% and Net NPA reducing by 27 basis points year-on-year to 0.36% as of December 31, 2025. The Capital Adequacy Ratio (CRAR) stood at 17.43%.