Tamilnad Mercantile Bank Limited (TMB) announced its unaudited financial results for the quarter and nine months ended December 31, 2025. The Board of Directors approved these results in a meeting held on February 4, 2026, which commenced at 11:00 a.m. IST and concluded at 12:34 p.m. IST. The bank reported a Net Profit After Tax of ₹34,150 Lakhs (₹341.50 Crore) for the quarter ended December 31, 2025, marking a 13.7% increase from ₹30,024 Lakhs (₹300.24 Crore) in the same quarter of the previous year. For the nine months ended December 31, 2025, the Net Profit After Tax stood at ₹96,390 Lakhs (₹963.90 Crore), up from ₹89,071 Lakhs (₹890.71 Crore) in the corresponding period last year. Interest earned for the quarter increased to ₹146,941 Lakhs from ₹133,102 Lakhs in the prior year's quarter. Other income was ₹19,601 Lakhs, and total income rose to ₹166,542 Lakhs. Interest expended was ₹82,327 Lakhs, and total expenditure was ₹119,719 Lakhs. Operating expenses, including employee costs and other operating expenses, amounted to ₹37,392 Lakhs. The bank's Capital Adequacy Ratio (CAR) under Basel III was 30.08% as of December 31, 2025, with the Common Equity Tier 1 (CET1) ratio at 28.53%. Gross NPA stood at 0.91% and Net NPA at 0.20% as of the same date. The bank also reported Basic EPS of ₹21.57 for the quarter.
