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Tata Capital Q3FY26 Results: PAT up 39% to ₹1,285 Cr, AUM grows 26%

Tata Capital Limited

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January 19, 2026, 11:16 AM

Tata Capital Limited reported Q3FY26 results with PAT at ₹1,285 Cr (up 39% YoY) and AUM at ₹2,34,114 Cr (up 26% YoY). Excluding Motor Finance, ROA was 2.3% and ROE was 14.3%. Including Motor Finance, AUM reached ₹2,60,698 Cr and PAT was ₹1,290 Cr.

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Tata Capital Limited announced its unaudited financial results for the quarter and nine months ended December 31, 2025. The company reported a Profit After Tax (PAT) of ₹1,285 crore, marking a significant 39% year-on-year growth.

Assets Under Management (AUM) also saw a robust increase, growing by 26% year-on-year to ₹2,34,114 crore. The annualized credit cost for the quarter stood at 1.0%, an improvement from 1.1% in the previous quarter. The Gross Non-Performing Asset (GNPA) was reported at 1.6%, and Net Non-Performing Asset (NNPA) at 0.6%, remaining stable compared to the previous quarter.

The company also shared its performance metrics including Motor Finance. Including Motor Finance, AUM grew by 7% quarter-on-quarter to ₹2,60,698 crore, with PAT growing by 18% QoQ to ₹1,290 crore. The annualized ROA stood at 2.3% (excluding Motor Finance) and 2.1% (including Motor Finance), while ROE was 14.3% and 13.1% respectively.

Tata Capital Limited also informed about the Earnings Conference Call held on January 19, 2026, at 05:15 p.m. IST, to discuss the financial results. The investor presentation for this call has been made available on the company's website.

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