Sundaram Finance Limited (SFL) announced its unaudited standalone and consolidated financial results for the nine months and quarter ended December 31, 2025. The Board of Directors approved these results at a meeting held on February 2, 2026. For the nine months ended December 31, 2025 (9MFY26), SFL reported a profit after tax of ₹1,226 crores, a 23% increase compared to the same period in the previous year. This growth was driven by strong performance across its operations, which grew by 20% in 9MFY26. The Assets Under Management (AUM) grew by 16.0% to ₹58,236 crores. Disbursements for 9MFY26 recorded a 13% growth over 9MFY25, reaching ₹24,270 crores, while Q3FY26 disbursements grew by 14% year-on-year to ₹8,847 crores. The company's asset quality remained robust, with Gross Stage 3 assets at 1.91% and Net Stage 3 assets at 1.06% as of December 31, 2025. Return on Assets (ROA) for 9MFY26 closed at 2.67%, an improvement from 2.49% in 9MFY25. The Capital Adequacy Ratio remained comfortable at 19.1%. The company also declared an interim dividend of ₹16 per share (160%). Consolidated results, including subsidiaries Sundaram Home Finance, Sundaram Asset Management, and Royal Sundaram General Insurance, showed a profit after tax growth of 13% to ₹1,505 crores for 9MFY26. Consolidated AUM grew by 15% to ₹87,302 crores. Group companies also reported strong performance: asset management AUM reached ₹86,195 crores, Royal Sundaram reported a Gross Written Premium of ₹3,384 crores, and Sundaram Home Finance disbursements grew by 7% to ₹4,911 crores. Harsha Viji, Executive Vice Chairman, noted the macroeconomic tailwinds and improved consumption activity, highlighting the company's steady and sustainable growth approach. Rajiv Lochan, Managing Director, expressed confidence in the company's positioning to extend market share as economic activity picks up.
