Star Health and Allied Insurance Company Limited has released its investor presentation for the nine months ended December 31, 2025 (9M FY26). The company reported a Profit After Tax (PAT) of ₹966 crore for 9M FY26, a significant increase from ₹516 crore in 9M FY25. The Gross Written Premium (GWP) for 9M FY26 stood at ₹13,856 crore, up from ₹11,947 crore in the previous year. The Expense Ratio improved to 29.8% from 30.8% in 9M FY25, and the Combined Ratio also saw an improvement, standing at 99.8% compared to 102.1% in 9M FY25. The company also reported a positive underwriting profit of ₹20 crore for 9M FY26, a turnaround from a loss of ₹227 crore in 9M FY25. Investment income for 9M FY26 was ₹1,320 crore, with an annualized investment yield of 9.6%. The company's Return on Equity (ROE) was 10.6% for the period. The presentation also highlighted growth in various segments, including agency, banca, corporate, and digital channels, with a focus on customer centricity and operational efficiency. Star Health also emphasized its strong solvency ratio of 132.14x and its commitment to ESG initiatives, being recognized as India's most sustainable insurance company in 2024 by the S&P Global Corporate Sustainability Assessment (CSA).
