SRG Housing Finance Limited has released its Investor Presentation for the third quarter and first nine months of the fiscal year 2026 (Q3 & 9M FY26), ending December 31, 2025. The company reported an Assets Under Management (AUM) of ₹944 crore as of December 31, 2025, an increase from ₹707 crore in the same period last year. Total income for Q3FY26 stood at ₹51.25 crore, with a Net Interest Income (NII) of ₹24.23 crore. Profit After Tax (PAT) for the quarter was ₹8.21 crore, a rise from ₹5.74 crore in Q3FY25. For the 9M FY26 period, total income was ₹142.39 crore, and PAT was ₹23.24 crore. Key performance indicators show a Gross NPA ratio of 1.83% and a Net NPA ratio of 0.68% as of December 31, 2025. The Net Interest Margin (NIM) for Q3FY26 was reported at 2.68%. The company disbursed ₹107 crore during the quarter and had new approvals worth ₹131 crore. The book value per share was ₹183.31 as of December 31, 2025. The presentation also details the company's business model, focusing on rural housing finance, serving new-to-credit and underserved populations with small-ticket loans. It highlights a strong management team, an experienced board, and a robust collection framework. The company has a network of 95 branches across various states, including Rajasthan, Gujarat, and Maharashtra.
