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South Indian Bank Revises MCLR Rates Effective January 20, 2026

The South Indian Bank Limited

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January 17, 2026, 12:50 PM

South Indian Bank has revised its Marginal Cost of Funds Based Lending Rates (MCLR). The new rates, effective January 20, 2026, include Overnight MCLR at 8.05%, One-month at 8.50%, Three-month at 9.45%, Six-month at 9.50%, and One-year at 9.55%.

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The South Indian Bank Limited has announced a revision in its Marginal Cost of Funds Based Lending Rates (MCLR) applicable for various tenors. The revised rates will be effective from January 20, 2026.

The updated MCLR rates are as follows: Overnight MCLR at 8.05%, One-month MCLR at 8.50%, Three-month MCLR at 9.45%, Six-month MCLR at 9.50%, and One-year MCLR at 9.55%.

This information has been disseminated to the stock exchanges and is also available on the bank's official website.

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