SBI Cards and Payment Services Limited announced its unaudited financial results for the quarter and nine months ended December 31, 2025. The company's profit after tax for the quarter rose to ₹556.64 crore, a significant increase from ₹444.77 crore in the same period last year. For the nine months ended December 31, 2025, the profit after tax stood at ₹1,557.40 crore, compared to ₹1,382.10 crore in the prior year. Total revenue from operations for the quarter was ₹5,127.26 crore, up from ₹4,960.98 crore in the corresponding quarter of the previous year. Total income for the quarter reached ₹5,353.42 crore. Expenses for the quarter were ₹4,604.31 crore. The company's Gross NPA (stage 3 balance) and Net NPA (stage 3 balance) as of December 31, 2025, were 2.86% and 1.28% respectively, showing an improvement from 3.08% and 1.46% as of March 31, 2025. The company holds a provision for total expected credit loss of ₹1,989.09 crore. During the quarter, the company allotted 29,896 equity shares and for the nine months, 220,446 equity shares under its employee stock option scheme. This led to an increase in the paid-up equity share capital to ₹951.58 crore. The Board of Directors meeting commenced at 4:30 PM and concluded at 06:35 PM on January 28, 2026.
