Reliance Communications Limited (RCOM) has disclosed that its subsidiary, Reliance Telecom Limited (RTL), has received a letter from the Central Bank of India stating that RTL's loan accounts have been declared as fraud. This declaration was reported to the Reserve Bank of India on December 16, 2025. The letter, dated December 17, 2025, and received by RTL on December 22, 2025, concerns a consolidated amount of ₹18.40 Crore (₹18,40,08,391) related to RTL. The Central Bank of India had granted various credit facilities to Reliance Communications Limited and Reliance Telecom Limited, totaling ₹400.00 Crores, including term loans and a performance bank guarantee. RTL's loan accounts were classified as Non-Performing Assets on June 30, 2017. Subsequent monitoring revealed irregularities, leading to a forensic audit by BDO India LLP. The audit report dated October 15, 2020, highlighted anomalies indicating fraud under the Bhartiya Nyaya Sanhita (BNS), 2023. RCOM and RTL are currently undergoing corporate insolvency resolution process (CIRP) under the Insolvency and Bankruptcy Code, 2016. Resolution plans have been approved by the committees of creditors for both entities and are awaiting approval from the Hon'ble NCLT. The company notes that the credit facilities in question pertain to the period before CIRP and will be resolved as part of the resolution plan or liquidation. RCOM and RTL are protected from legal proceedings and liabilities for offenses committed prior to CIRP under Sections 14(1)(a) and 32A of the Code, respectively, upon the approval of their resolution plans. Legal advice is being sought regarding this development.