RBL Bank Q3FY26 Deposits Rise 12% YoY to ₹119,721 Crore, Advances Up 13%

RBL Bank Limited has announced its provisional financial results for the quarter ended December 31, 2025. Total deposits saw a year-on-year increase of 12%, reaching ₹119,721 crore from ₹106,753 crore...

RBL Bank Limited has announced its provisional financial results for the quarter ended December 31, 2025. Total deposits saw a year-on-year increase of 12%, reaching ₹119,721 crore from ₹106,753 crore in the same period last year. Sequentially, deposits grew by 3% from ₹116,667 crore as of September 30, 2025. Deposits below ₹3 crore, considered a key metric for granular retail deposits, increased by 15% year-on-year to ₹61,632 crore, now constituting approximately 51.5% of the bank's total deposits. CASA (Current Account Savings Account) deposits stood at ₹36,972 crore, a 6% increase year-on-year, though a slight decrease of 1% sequentially. The CASA ratio was reported at 30.9% for the quarter. Gross advances grew by 13% year-on-year to ₹104,502 crore from ₹92,631 crore. Sequentially, advances increased by 2% from ₹102,334 crore. The bank highlighted strong growth in wholesale advances, which increased by 19% year-on-year and 5% quarter-on-quarter, with commercial banking advances growing by 29% year-on-year and 7% quarter-on-quarter. Retail advances grew 9% year-on-year, while unsecured retail advances saw a de-growth of 6% year-on-year. The overall mix of retail to wholesale advances was approximately 59:41. The Liquidity Coverage Ratio (LCR) stood at 125% for the quarter. The Current Bucket Collection Efficiency for the JLG segment was 99.5% for December 2025. These figures are provisional and subject to approval by the Audit Committee of the Board of Directors, the Board of Directors, and audit by the statutory auditors.

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Why is RBL Bank Limited in the news today?

RBL Bank Limited (RBLBANK) is in the news due to the bank reported positive year-on-year growth in key metrics like total deposits and gross advances, along with a significant increase in granular retail deposits, indicating a healthy business expansion.

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RBL Bank Q3FY26 Deposits Rise 12% YoY to ₹119,721 Crore, Advances Up 13%

January 2, 2026, 03:44 PM

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RBL Bank Limited has announced its provisional financial results for the quarter ended December 31, 2025. Total deposits saw a year-on-year increase of 12%, reaching ₹119,721 crore from ₹106,753 crore in the same period last year. Sequentially, deposits grew by 3% from ₹116,667 crore as of September 30, 2025.

Deposits below ₹3 crore, considered a key metric for granular retail deposits, increased by 15% year-on-year to ₹61,632 crore, now constituting approximately 51.5% of the bank's total deposits. CASA (Current Account Savings Account) deposits stood at ₹36,972 crore, a 6% increase year-on-year, though a slight decrease of 1% sequentially. The CASA ratio was reported at 30.9% for the quarter.

Gross advances grew by 13% year-on-year to ₹104,502 crore from ₹92,631 crore. Sequentially, advances increased by 2% from ₹102,334 crore. The bank highlighted strong growth in wholesale advances, which increased by 19% year-on-year and 5% quarter-on-quarter, with commercial banking advances growing by 29% year-on-year and 7% quarter-on-quarter. Retail advances grew 9% year-on-year, while unsecured retail advances saw a de-growth of 6% year-on-year. The overall mix of retail to wholesale advances was approximately 59:41.

The Liquidity Coverage Ratio (LCR) stood at 125% for the quarter. The Current Bucket Collection Efficiency for the JLG segment was 99.5% for December 2025. These figures are provisional and subject to approval by the Audit Committee of the Board of Directors, the Board of Directors, and audit by the statutory auditors.

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