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PNB Q3 FY26: Net Profit Rises to ₹748 Crore Standalone, ₹658 Crore Consolidated

Punjab National Bank

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January 19, 2026, 01:31 PM

PNB's Board approved Q3 FY26 results on Jan 19, 2026. Standalone net profit surged to ₹748.09 crore (up from ₹510.02 crore). Consolidated net profit was ₹658.39 crore. Net interest income stood at ₹3,621.36 crore (standalone) and ₹3,475.17 crore (consolidated). CAR remains strong.

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Punjab National Bank (PNB) announced its unaudited financial results for the quarter and nine months ended December 31, 2025. The Board of Directors approved these results in a meeting held on January 19, 2026, which commenced at 12:15 p.m. and concluded at 01:35 p.m.

For the quarter ended December 31, 2025, PNB reported a standalone net profit of ₹748.09 crore, a significant increase compared to ₹510.02 crore in the previous quarter. The consolidated net profit for the same period stood at ₹658.39 crore.

The bank's net interest income for the standalone results showed ₹3,621.36 crore for the quarter, while consolidated net interest income was ₹3,475.17 crore. Provisions and contingencies for the quarter amounted to ₹2,269.46 crore standalone and ₹2,208.54 crore consolidated.

For the nine months ended December 31, 2025, the standalone net profit was ₹2,977.22 crore, and the consolidated net profit was ₹2,863.48 crore. The bank's Capital Adequacy Ratio (CAR) under Basel III remained robust, with CET 1 Ratio at 12.75% standalone and 12.54% consolidated.

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