Punjab National Bank (PNB) has announced its Unaudited (Reviewed) Financial Results for the quarter and nine-months ended December 31, 2025. The bank reported a Net Profit of ₹5,100 Crore for Q3 FY26, marking a significant year-on-year increase of 13.1%.

Operating Profit for the quarter stood at ₹7,481 Crore, up by 13.0% YoY. The bank also saw a 9.5% YoY growth in Global Business, reaching ₹28,91,528 Crore, with Global Deposits growing by 8.5% YoY to ₹16,60,290 Crore and Global Advances increasing by 10.9% YoY to ₹12,31,238 Crore.

Asset quality showed improvement, with Gross NPA (GNPA) at 3.19% (down 90 bps YoY) and Net NPA (NNPA) at 0.32% (down 9 bps YoY). The Provision Coverage Ratio (PCR) stood at a robust 96.99% (up 22 bps YoY).

The presentation also highlighted key financial metrics such as Return on Assets (ROA) at 1.06% and Book Value Per Share (Tangible) at ₹101.89, representing a 23.1% YoY increase. The bank plans to raise ₹8,000 Crore in capital for FY25-26, comprising ₹4,000 Crore through Tier-1 (AT-1) and ₹4,000 Crore through Tier-2 instruments.