Muthoot Microfin Limited has announced the allotment of 5000 Secured, Rated, Listed, Redeemable, Non-Convertible Debentures (NCDs) with a face value of ₹1,00,000 each, aggregating to a nominal value of ₹50,00,00,000 (₹50 Crore). This issuance was approved by the Debenture Issue and Allotment Committee in its meeting held on January 23, 2026, following the Board of Directors' approval on May 8, 2025. The NCDs have a tenure of 24 months, with a deemed date of allotment on January 23, 2026, and a maturity date of January 23, 2028. The coupon rate offered is 9.70% per annum, payable monthly. The issuance is secured by a first-ranking charge of 1.05x over the company's receivables. This private placement allotment is within the limits previously approved by the Board of Directors.