Muthoot Capital Services Limited announced its financial results for the quarter and nine months ended December 31, 2025. The company's Profit After Tax (PAT) for Q3 FY26 stood at ₹8.43 Crore, a significant increase from a loss of ₹4.41 Crore in Q1 FY26 and a profit of ₹3.31 Crore in Q2 FY26. The Asset Under Management (AUM) grew by 20% year-on-year to ₹3,399 Crore as of December 31, 2025. Disbursements for the quarter were ₹626 Crore, up from ₹535.14 Crore in the previous quarter. The company's Gross Non-Performing Assets (GNPA) were reported at 6.45% and Net Non-Performing Assets (NNPA) at 3.64% for Q3 FY26. The Capital Adequacy Ratio (CRAR) remained strong at 22.49%. The company also provided details on its operational highlights, including a balance sheet size of ₹3,944 Crore and total borrowings of ₹3,198 Crore. The borrowing cost for the quarter was 9.68%. The investor presentation, which will be used for discussions at the Investors Conference Call scheduled for January 22, 2026, provides a detailed breakdown of product-wise portfolio, AUM growth, disbursements, and asset quality metrics.
