Mufin Green Finance Limited has released the transcript of its earnings conference call conducted on May 28, 2026, covering Q4 and full-year FY2025-26 results. The company reported a significant year-over-year growth in Assets Under Management (AUM) of 83.8%, reaching ₹1,541.17 crore by March 2026. Disbursements in Q4 FY2025-26 surged by 163.7% to ₹699.91 crore, with total annual disbursements at ₹1,767.59 crore. Profitability also saw substantial improvement, with Profit Before Tax (PBT) in Q4 FY2025-26 growing by 207.7% to ₹14.83 crore. For the full year FY2025-26, PBT stood at ₹37.98 crore and Profit After Tax (PAT) at ₹28.21 crore. The company highlighted the strong performance of its new tech-based products. Mediclaim Insurance Premium Financing now constitutes 39% of the total AUM, with plans to increase this to 50-60% in FY2026-27. This segment offers high returns with negligible NPAs. The Government Salary-Backed Lending product, 'Salary Saathi', is also expected to scale significantly. Mufin Green Finance aims to reduce its employee headcount to approximately 300 in FY2026-27, enhancing operational efficiency. The average borrowing cost has reduced to 12.17% in Q4 FY2025-26, with a target to go below 10% in FY2026-27. The company's Gross NPA improved to 1.94% and Net NPA to 1.65% in Q4 FY2025-26. Looking ahead, Mufin Green Finance has set an ambitious target for FY2026-27, aiming for an AUM of approximately ₹2,500 crore and PAT of ₹80 to ₹90 crore, representing a threefold increase in profitability. The long-term vision is to achieve over ₹500 crore in PAT within the next three to four years.
