Life Insurance Corporation of India (LIC) announced a conference call with analysts and investors on February 5, 2026, at 7:00 PM IST. The presentation, focusing on 9M FY26 performance, covered business and financial updates, actuarial insights, marketing and distribution strengths, and operational efficiencies. Key business highlights for 9M FY26 included a total premium income of ₹3,71,293 crore, an increase from ₹3,40,563 crore in 9M FY25. The company maintained a significant market share, with 57.07% in premium and 63.13% in policies. Profit After Tax (PAT) for 9M FY26 stood at ₹33,998 crore, up from ₹29,138 crore in the previous year, with solvency improving to 2.19 from 2.02. Assets Under Management (AUM) grew to ₹59,16,680 crore as of December 31, 2025. The Annualized Premium Equivalent (APE) saw a growth of 15.88%, reaching ₹44,007 crore, with a Net Value of New Business (VNB) of ₹8,288 crore and a VNB margin of 18.8%. The company also highlighted an increase in the share of non-participating products in its individual APE. LIC emphasized its robust agency force, the largest in India, and its extensive distribution network spanning 36 states and UTs, covering 92% of districts. The company is focusing on digital transformation, including initiatives like the 'Ananda' app and AI chatbots, to enhance customer experience and operational efficiency. The presentation also touched upon ESG initiatives, detailing contributions to sustainable development goals across environmental, social, and governance areas.
