* Karnataka Bank has released the transcript of its Q2 FY26 earnings audio conference call held on November 10, 2025. * The conference call discussed the unaudited, reviewed standalone & consolidated financial results for the quarter and half year ended September 30, 2025. * Aggregate business stood at ₹1,76,461 crore as of September 30, 2025. * Q2 FY'26 PAT was ₹319.12 crore. * Gross advances stood at ₹73,644 crore as on September 30, 2025. * Aggregate deposits of the bank stood at ₹1,02,817 crore as on September 2025. * Net interest income reported as ₹728 crore for the Q2 of FY '26. * Gross NPA percentage as on 30th September 2025 stood at 3.33%. * Management is focusing on RAM (Retail, Agri and MSME) that will help in building stronger balance sheet. * Bank expects improvement in ROA and ROE in the coming quarters in FY '26, supported by accretion in the higher -yielding RAM segment and movement from bulk to retail deposits, leading to improvement in NII, increase in other income and consequent improvement in PAT.
