The Jammu & Kashmir Bank Limited (J&KBANK) announced its reviewed financial results for the quarter and nine months ended December 31, 2025. The results were approved by the Board of Directors during their meeting held on January 20, 2026, which commenced at 11:00 AM and concluded at 3:20 PM.

The announcement includes both standalone and consolidated financial statements. The bank has followed the same significant accounting policies as applied in the annual financial statements for the year ending March 31, 2025. These results have undergone a limited review by the Statutory Central Auditors and comply with SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015.

Key financial data presented in the standalone balance sheet as of December 31, 2025, shows total assets of ₹1,77,467.02 crore, with deposits amounting to ₹1,55,861.35 crore and advances at ₹1,13,537.32 crore. For the consolidated balance sheet, total assets stood at ₹1,77,219.89 crore, with deposits at ₹1,55,850.15 crore and advances at ₹1,13,525.87 crore.

The bank has also reported the identification of 6 fresh fraud cases amounting to ₹159.49 crore during the quarter, with provisions made accordingly. Additionally, an estimated liability of ₹72.50 crore for revision in family pension for employees has been accounted for, with a portion charged to the Profit & Loss account for the quarter.