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Jio Financial Services Q3 FY26: Total Income at ₹901 Cr, Net Income ₹386 Cr
Jio Financial Services Limited
January 15, 2026, 11:11 AM
Jio Financial Services reported Q3 FY26 consolidated total income of ₹901 crore (+101% YoY). Net income from business operations was ₹386 crore (+320% YoY). Gross disbursements by Jio Credit Limited reached ₹8,615 crore (+107% YoY). CASA accounts at Jio Payments Bank grew to 3.2 million (+69% YoY).
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Jio Financial Services Limited has announced its unaudited financial results for the quarter and nine months ended December 31, 2025. The company presented its findings in an investor presentation on January 15, 2026.
Consolidated Total Income (excluding dividend) for the quarter stood at ₹901 crore, marking a significant year-on-year increase of 101% and a quarter-on-quarter increase of 23%. Consolidated Profit Before Provisioning Operating Profit (PPOP), also excluding dividend, was ₹354 crore, up 7% YoY and 15% QoQ. The consolidated Net Income from Business Operations surged by 320% YoY to ₹386 crore.
Key business segments showed robust growth. Jio Credit Limited reported gross disbursements of ₹8,615 crore, a 107% YoY increase. Jio Payment Solutions Limited saw its net processing margin at 10 basis points. Jio Payments Bank Limited expanded its CASA accounts by 69% YoY to 3.2 million and its Business Correspondent network to approximately 287,000.
The NBFC Assets Under Management (AUM) reached ₹14,972 crore, while Payments Bank Deposits grew to ₹16,315 crore. Payment Solutions' Total Processing Volume (TPV) increased by 156% YoY to ₹16,315 crore.
In the investment segment, JioBlackRock Asset Management Private Limited launched 10 funds and managed ₹14,972 crore across these funds. The company also highlighted its expanding distribution network across over 19,000 PIN codes and its focus on AI, Data, and Technology to drive financial empowerment.
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