Indian Bank Revises MCLR, TBLR, Base Rate & BPLR Effective Jan 3, 2026
Indian Bank announced a revision in its benchmark lending rates. The Asset Liability Management Committee (ALCO) reviewed and decided to revise the Marginal Cost of funds based Lending Rate (MCLR), Tr...
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Why is Indian Bank in the news today?
Indian Bank (INDIANB) is in the news due to the revision in lending rates is a routine adjustment and does not significantly alter the bank's financial outlook.
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Indian Bank Revises MCLR, TBLR, Base Rate & BPLR Effective Jan 3, 2026
December 31, 2025, 01:30 PM
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Indian Bank announced a revision in its benchmark lending rates. The Asset Liability Management Committee (ALCO) reviewed and decided to revise the Marginal Cost of funds based Lending Rate (MCLR), Treasury Bills Linked Lending Rates (TBLR), Base Rate, and Benchmark Prime Lending Rate (BPLR).
The revised MCLR rates are: Overnight at 7.90% (previously 7.95%), 1 month at 8.20% (previously 8.25%), 3 months at 8.40% (previously 8.45%), 6 months at 8.65% (previously 8.70%), and 1 Year at 8.75% (previously 8.80%).
The revised TBLR rates are: <= 3 months at 5.30% (previously 5.40%), >3 months & <=6 months at 5.45% (previously 5.55%), >6 months & <=1 year at 5.50% (previously 5.55%), and >1 year & <= 3 Years at 5.50% (previously 5.55%).
The Base Rate has been revised to 9.55% (previously 9.60%), and the Benchmark Prime Lending Rate (BPLR) to 13.80% (previously 13.85%).
These revised rates are effective from January 3, 2026. The Policy Repo Rate and RBLR remain unchanged at 5.25% and 7.95% respectively.
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