India Shelter Finance Corporation Limited announced its unaudited financial results for the quarter and nine months ended December 31, 2025. The company reported a Profit After Tax (PAT) of ₹128 Crores for Q3FY26, marking a 33% year-on-year (YoY) growth. Gross Managed Assets (GMA) stood at ₹10,365 Crores as of Q3FY26, a 31% increase YoY. Disbursements for the quarter were ₹977 Crores, up 11% YoY. The Return on Equity (RoE) for Q3FY26 was 17.1%, and Return on Assets (RoA) was 5.8%. The company's Networth reached ₹3,048 Crores, with a liquidity of ₹1,818 Crores as of December 2025. The cost of funds improved by 20 basis points QoQ to 8.3%, and spreads improved by 20 basis points to 6.6%. Gross Stage 3 and Net Stage 3 asset quality metrics were reported at 1.5% and 1.2% respectively. During the quarter, India Shelter added 2 new branches, bringing its total geographic presence to 301 branches across 15 states as of December 31, 2025. The total employee strength was 4,669. Commenting on the performance, Mr. Rupinder Singh, Managing Director and CEO, highlighted the sustained performance with robust annual growth in Gross Managed Assets and a significant increase in disbursements. He also noted the company's continued branch expansion strategy and strong profitability metrics.
