IDBI Bank Limited has announced its un-audited financial results for the quarter and nine months ended December 31, 2025. The Board of Directors approved these results in a meeting held in Mumbai on January 17, 2026.

For the third quarter of FY2026, the bank reported a Net Profit of ₹1,935 crore, a marginal increase from ₹1,908 crore in the corresponding quarter of the previous fiscal year. The Return on Assets (ROA) stood at 1.83% in Q3 FY2026, compared to 1.99% in Q3 FY2025. The Cost of Deposits remained stable at 4.62%, while the Cost of Funds improved to 4.74% from 4.82% in the prior year's quarter. Return on Equity (ROE) was reported at 14.49% for Q3 FY2026.

Total Business saw a year-on-year growth of 12%, reaching ₹5,46,643 crore. Total Deposits increased by 9% YoY to ₹3,07,858 crore, and Net Advances grew by 15% YoY to ₹2,38,786 crore. The Capital to Risk-Weighted Assets Ratio (CRAR) improved significantly to 24.63%. Asset quality showed improvement with Gross NPA ratio decreasing to 2.57% from 3.57% in the previous year, and Net NPA ratio remained stable at 0.18%. The Provision Coverage Ratio (PCR) was 99.33%.

In significant developments, IDBI Bank was recognized by M1 Xchange for its contribution to the TReDS platform and received the ET BFSI Exceller 2025 Award for Excellence in Security and Fraud Risk Management.