ICICI Lombard General Insurance Company Limited has announced its financial results for the quarter and nine months ended December 31, 2025. The company reported a Gross Direct Premium Income (GDPI) of ₹7,041 crore (₹70.41 billion) for Q3 FY2026, marking a growth of 13.3% compared to ₹6,214 crore (₹62.14 billion) in Q3 FY2025. For the nine months ended December 31, 2025 (9M FY2026), GDPI stood at ₹21,372 crore (₹213.72 billion), a 3.6% increase from ₹20,623 crore (₹206.23 billion) in 9M FY2025.

In terms of profitability, Profit Before Tax (PBT) for Q3 FY2026 de-grew by 9.4% to ₹870 crore (₹8.70 billion) from ₹960 crore (₹9.60 billion) in Q3 FY2025. Consequently, Profit After Tax (PAT) on a 1/n basis de-grew by 9.1% to ₹659 crore (₹6.59 billion) in Q3 FY2026, compared to ₹724 crore (₹7.24 billion) in Q3 FY2025. However, for the nine-month period, PAT on a 1/n basis grew by 11.3% to ₹2,225 crore (₹22.25 billion) in 9M FY2026, up from ₹1,999 crore (₹19.99 billion) in 9M FY2025.

The combined ratio on a 1/n basis for Q3 FY2026 was 104.5%, an increase from 102.7% in Q3 FY2025. For 9M FY2026, the combined ratio on a 1/n basis was 104.2%, up from 102.9% in 9M FY2025. The company's solvency ratio stood at 2.69x as of December 31, 2025, which is higher than the minimum regulatory requirement of 1.50x.

The company also provided an investor presentation detailing its performance review for the nine months ended December 31, 2025. This information has been made available on the company's website, and the audio recording and transcript of the earnings call will also be hosted online.