ICICI Bank Limited announced its financial results for the quarter and nine months ended December 31, 2025. The bank reported a Profit After Tax of ₹113.18 billion for Q3 FY26, with core operating profit growing by 6.0% year-on-year to ₹175.13 billion.

Key highlights for the quarter include a 7.2% year-on-year growth in retail loans and a 22.8% year-on-year growth in the business banking portfolio. Domestic loans saw an 11.5% year-on-year increase. Deposits grew by 9.2% year-on-year, reaching ₹16,596.11 billion by period end.

The bank's asset quality remained strong, with a Net NPA ratio of 0.37% and a provision coverage ratio of 75.4% as of December 31, 2025. The Common Equity Tier 1 ratio stood at 16.46%, and the Total Capital Adequacy ratio was 17.34%.

ICICI Bank also reported provisions of ₹25.56 billion for the quarter, which includes an additional standard asset provision of ₹12.83 billion made pursuant to the Reserve Bank of India's annual supervisory review for a portfolio of agricultural priority sector credit facilities. The bank clarified that this has no impact on asset classification or borrower repayment behavior.

The investor presentation, referred to during the earnings call, was uploaded on the bank's website. The presentation covers detailed performance reviews, financial statements, key ratios, and information on group companies and ESG initiatives.