Home First Finance Company India Limited (HFFCIL) announced its audited financial results for the quarter and year ended March 31, 2026. The company reported a Profit After Tax (PAT) of ₹149 crore for Q4FY26, marking a significant year-on-year increase of 42.7% and a quarter-on-quarter growth of 6.6%. This was supported by a Net Total Income growth of 37.0% YoY and 6.9% QoQ to ₹310 crore, with a Return on Assets (ROA) of 4.1% for the quarter. For the full fiscal year FY26, PAT stood at ₹540 crore, a 41.4% YoY increase, translating into a Return on Equity (ROE) of 15.7% (pre-money ROE of 16.8%). The Assets Under Management (AUM) reached ₹15,878 crore as of March 31, 2026, reflecting a robust 24.9% YoY and 6.4% QoQ growth. Disbursements also saw strong performance, growing by 23.5% YoY and 19.3% QoQ to an all-time high of ₹1,572 crore in Q4FY26. The company expanded its distribution network by adding 16 branches and 12 touchpoints in FY26, bringing the total to 171 branches and 373 touchpoints. Workforce also increased by 221 employees, reaching a total headcount of 1,855. Asset quality strengthened, with a reduction in Gross Non-Performing Assets (GNPA) to 1.8% (improved by 20bps QoQ) and DPD 30+ at 3.2% (improved by 50bps QoQ). Credit cost guidance remains at 30-40bps. Home First Finance also highlighted its commitment to sustainable growth through its Green Homes initiative, certifying 140 additional homes in the quarter. Looking ahead to FY27, the company anticipates approximately 25% YoY AUM growth, driven by distribution expansion, technology integration, and diversified funding sources.
