Fedbank Financial Services Limited (FEDFINA) announced its financial results for the third quarter ended December 31, 2025 (Q3 FY26), reporting a significant surge in Profit After Tax (PAT) by 368.6% year-on-year to ₹87.9 crore. This impressive growth was driven by a robust increase in Assets Under Management (AUM), which grew by 17.4% year-on-year to ₹17,500 crore.

Disbursements also saw a substantial rise of 95.8% year-on-year to ₹8,606 crore, primarily fueled by a 128.2% year-on-year increase in gold loan disbursals, reaching ₹7,853 crore. Consequently, Gold Loan AUM grew by 51.9% year-on-year to ₹7,905 crore, now constituting 45.2% of the total AUM. The company achieved an all-time high net AUM growth of ₹1,174 crore during the quarter. Mortgage AUM also demonstrated healthy growth, increasing by 20.0% year-on-year to ₹9,084 crore.

Net Interest Income for the quarter rose by 16.8% year-on-year to ₹318.9 crore, and Operating Profit increased by 11.7% year-on-year to ₹149.4 crore. The company also reported an expansion in its branch network, opening 54 new Gold Loan branches in the quarter, bringing the total for the year to 113 new branches. The presentation also highlighted key financial ratios and portfolio quality indicators, with Gross Stage III assets at 2.1% and Net Stage III assets at 1.4% for Q3 FY26. The credit cost for the quarter stood at 0.9%.