The Federal Bank Limited announced its Unaudited Financial Results for the quarter and nine months ended December 31, 2025. The Board of Directors, in its meeting held today, January 16, 2026, approved the Consolidated and Standalone Unaudited Financial Results. The Board meeting commenced at 11:45 a.m. and concluded with the approval of financial results at 12:05 p.m.

For the quarter ended December 31, 2025, the Bank reported a consolidated net profit of ₹1,094.07 crore, an increase from ₹944.15 crore in the corresponding quarter of the previous year. Standalone net profit for the quarter stood at ₹1,041.21 crore, up from ₹955.44 crore in the same period last year. The Bank's total income for the quarter on a consolidated basis was ₹8,50,316 lakh, and on a standalone basis, it was ₹7,96,779 lakh.

For the nine months ended December 31, 2025, the consolidated net profit was ₹3,000.43 crore, and the standalone net profit was ₹2,454.22 crore. The Bank also reported its Capital Adequacy Ratio under Basel III, which stood at 15.20% on a consolidated basis and 15.20% on a standalone basis as of December 31, 2025. Earnings per share (EPS) for the quarter on a consolidated basis were ₹4.45 (basic) and ₹4.40 (diluted). Standalone EPS for the quarter was ₹4.23 (basic) and ₹4.79 (diluted).

During the quarter, the Bank acquired 3,20,00,000 equity shares of Ageas Federal Life Insurance Company Limited for a consideration of ₹97.44 crore, increasing its shareholding to 30% on a fully diluted basis.