ESAF Small Finance Bank Sells NPA Portfolio for ₹183.18 Crore

ESAF Small Finance Bank Limited has announced the successful sale of its Non-Performing Assets (NPA) and technically written-off loans to an Asset Reconstruction Company (ARC). This transaction follow...

ESAF Small Finance Bank Limited has announced the successful sale of its Non-Performing Assets (NPA) and technically written-off loans to an Asset Reconstruction Company (ARC). This transaction follows the Board's approval on December 12, 2025, to proceed with the sale. Following the conclusion of the Swiss Challenge Method, the Bank transferred the portfolio on December 29, 2025. The outstanding amount of the transferred loans, as of September 30, 2025, was ₹1,693.65 Crore. The aggregate consideration received for this sale amounts to ₹183.18 Crore. This disclosure is made pursuant to Regulation 30 and 51 of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015. The announcement is also available on the bank's investor relations website.

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Why is ESAF Small Finance Bank Limited in the news today?

ESAF Small Finance Bank Limited (ESAFSFB) is in the news due to the sale of npas is a routine financial transaction for banks aimed at improving asset quality. while it addresses a problem area, the consideration received is significantly lower than the outstanding amount, indicating a neutral financial impact.

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ESAF Small Finance Bank LimitedESAFSFBhttps://prysm.fi/v2/analyze/ESAFSFB

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ESAF Small Finance Bank Sells NPA Portfolio for ₹183.18 Crore

December 29, 2025, 02:08 PM

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ESAF Small Finance Bank Limited has announced the successful sale of its Non-Performing Assets (NPA) and technically written-off loans to an Asset Reconstruction Company (ARC). This transaction follows the Board's approval on December 12, 2025, to proceed with the sale.

Following the conclusion of the Swiss Challenge Method, the Bank transferred the portfolio on December 29, 2025. The outstanding amount of the transferred loans, as of September 30, 2025, was ₹1,693.65 Crore. The aggregate consideration received for this sale amounts to ₹183.18 Crore.

This disclosure is made pursuant to Regulation 30 and 51 of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015. The announcement is also available on the bank's investor relations website.

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