* The Board of Directors of ESAF Small Finance Bank Limited, in its meeting held on November 11, 2025, considered and approved the unaudited standalone financial results for the quarter and half year ended September 30, 2025. * The bank reported a net loss of ₹11,581 lakhs for the quarter ended September 30, 2025, and a net loss of ₹19,703 lakhs for the half year ended September 30, 2025. * The Capital Adequacy Ratio (CRAR) as of September 30, 2025, stood at 22.43%. * Gross NPA was 8.54% and Net NPA was 3.83% as of September 30, 2025. * The Board approved the re-appointment of Ms. Kolasseril Chandramohanan Ranjani as Non-Executive Independent Director for three years, effective December 13, 2025, subject to shareholder approval. * The Board also approved the appointment of Shri. Ajay Sharma as Non-Executive Independent Director for three years, effective December 21, 2025, subject to shareholder approval. * Dr. Joseph Vadakkekara Antony retired as a Non-Executive Director of the Bank, effective November 17, 2025. * Reconstitution of the Board's committees was approved, effective November 12, 2025.