Central Bank of India announced its financial results for the third quarter and nine months ended December 31, 2025. The bank reported a significant 31.70% increase in Net Profit for the quarter, reaching ₹1,263 crore, up from ₹959 crore in the corresponding period of the previous year.

Total Business grew by 15.77% year-on-year to ₹7,74,106 crore. Total Deposits increased by 13.24% to ₹4,50,575 crore, with CASA Deposits constituting 47.13% of total deposits. Gross Advances saw a substantial rise of 19.48%, reaching ₹3,23,531 crore.

The bank demonstrated improved asset quality, with Gross NPA standing at 2.70% (down from 3.86%) and Net NPA at 0.45% (down from 0.59%). The Provision Coverage Ratio (PCR) improved to 96.69%. The Operating Profit for the quarter grew by 16.76% to ₹2,292 crore.

Net Interest Income for the quarter was ₹3,502 crore, while Net Interest Margin stood at 2.96%. The Cost to Income ratio improved by 99 basis points to 57.84%. Return on Assets (ROA) improved to 1.01% and Return on Equity (ROE) improved to 14.47%.

As of December 31, 2025, the bank's BASEL III CRAR stood at 16.13%, with Tier I capital at 13.87%. The bank operates with a network of 4,567 branches, 4,111 ATMs, and 13,099 BC Points across India.