Central Bank of India has released its Corporate Presentation for January 2026, outlining the bank's strengths, performance, and strategic initiatives. The presentation highlights the bank's legacy of over 114 years, a strong brand image, and a pan-India presence with 21,817 customer touchpoints, including 4,567 full-service domestic branches. As of December 31, 2025, the bank boasts an active customer base of 8.18 Crore and a CASA base of 47.13% of total deposits.

The presentation details significant improvements in financial performance, including a Net Profit of ₹3,785 Crore for the Financial Year ended March 2025, with a Year-on-Year growth of 48.49%. The bank exited the RBI's Prompt Corrective Action (PCA) framework in September 2022 and has shown sustained profitability for 19 consecutive quarters. Key financial metrics as of December 31, 2025, include Total Business of ₹7.74 Lakhs Crore, NIM of 2.96%, and a Net NPA of 0.45%.

Strategic initiatives focus on leveraging technology to accelerate growth, including digital banking advancements like revamped VKYC, digital account opening, and a Digital Lending Platform (DLP) that has disbursed ₹4,742.56 Crores. The bank is also emphasizing growth in MSME and Agriculture credit, with cluster-based lending approaches and tie-ups with industry associations. ESG initiatives include a vision for Net Zero Scope 1 by 2028, solar power installations, and green deposit schemes.