Capri Global Capital Limited (CGCL) announced its unaudited standalone and consolidated financial results for the third quarter and nine months ended December 31, 2025. The company reported its strongest quarterly performance to date, with consolidated Assets Under Management (AUM) reaching ₹30,406 crore, marking a 47% year-on-year (YoY) and 12% quarter-on-quarter (QoQ) increase. Profitability saw a significant surge, with Consolidated Profit After Tax (PAT) growing by 99% YoY to ₹255 crore. This growth was attributed to expanding margins, operating leverage benefits, and consistent growth across lending segments. Net Interest Income increased by 48% YoY to ₹510 crore, supported by a strong retail loan book expansion and reduced cost of funds. Non-interest income also grew robustly by 124% YoY to ₹240 crore, contributing 32.0% of the net total income, driven by co-lending fee income and the insurance distribution business. Asset quality improved, with the Gross Stage 3 ratio declining to 1.2% YoY. The company maintained a robust capital position, with a standalone Capital Adequacy Ratio of 30.3% and consolidated total equity at ₹6,927 crore. The company is on track to achieve ₹55,000 crore AUM, a sustainable Return on Average Equity (RoAE) of 16-18%, and Return on Average Assets (RoAA) of 4.0%-4.5% by FY28.
