Can Fin Homes Limited has released its Investor Presentation for the third quarter of the fiscal year 2026, detailing its financial performance and business outlook. The company reported a 10% year-on-year growth in its loan book, which reached ₹40,693 crore, serving a clientele of 2.89 lakh. Key financial highlights for Q3 FY26 include Net Interest Income (NII) of ₹421 crore, Profit Before Tax (PBT) of ₹341 crore, and Profit After Tax (PAT) of ₹265 crore. The Net Interest Margin (NIM) stood at 4.14%, Return on Average Assets (RoAA) at 2.55%, and Return on Equity (RoE) at 18.80%. Earnings Per Share (EPS) was ₹19.89. The Cost to Income Ratio was reported at 18.53%, and the Debit Equity Ratio was 6.55. Asset quality remained robust with Gross Non-Performing Assets (GNPA) at 0.92% and Net Non-Performing Assets (NPA) at 0.49%. The salaried and professional segment constituted 68% of the outstanding loan book as of December 2025, with housing loans forming 84% of the loan book, including Commercial Real Estate (CRE). The presentation also highlighted the company's journey, strengths, credit ratings, management team, and a roadmap for 2028 focusing on growth, asset quality, profitability, and digitalization. IT transformation projects are progressing as per schedule, with expected implementation from Q4FY26. Various sustainability initiatives under ESG and CSR were also detailed, including efforts in ecological restoration and water conservation.
