Can Fin Homes Limited (CFHL) announced its financial results for the quarter ended December 31, 2025, following a Board of Directors meeting held on January 17, 2026. The company reported a net profit of ₹265 crore for the third quarter of the current fiscal, marking a 25% increase compared to ₹212 crore in the corresponding previous period.

Key operational highlights for the quarter include a 10% growth in loan assets, which stood at ₹40,693 crore as of December 2025, compared to ₹37,155 crore in December 2024. Housing loans constituted 73% of the loan book, with non-housing loans accounting for the remaining 27%.

Loan disbursements for the nine months ended December 31, 2025, reached ₹7,287 crore, a 19% year-on-year growth from ₹6,112 crore in the same period last year. CFHL is maintaining provisions for expected credit losses as per Ind AS 109, carrying a total provision of ₹505 crore, which includes ₹59 crore as management overlay and ₹40 crore for restructured accounts.

The company reported a strong liquidity position, with a Liquidity Coverage Ratio of 332.60% as against the stipulated 100%. Documented undrawn bank lines stood at ₹3,947 crore as of December 31, 2025.

CFHL's deposit portfolio amounts to ₹217 crore. To further strengthen this, the company is offering a 7.50% interest rate for a 36-month cumulative deposit, with senior citizens receiving an additional 0.25%. The Fixed Deposit program is rated 'AAA' by ICRA with a stable outlook. Short-term borrowings, including Commercial Paper, are rated 'A1+' by CARE and ICRA, while long-term debt instruments hold 'AAA Stable' ratings from CARE and ICRA.