Billionbrains Garage Ventures Limited (Groww) has submitted the transcript of its Earnings Conference Call for Analysts and Investors, which was held on Wednesday, January 14, 2026. The transcript has been uploaded to the company's website, www.groww.in, and is also available on the stock exchanges. The call featured management representatives including Mr. Lalit Keshre (Co-Founder and CEO), Mr. Harsh Jain (Co-Founder and COO), Mr. Neeraj Singh (Co-Founder and CTO), and Mr. Ishan Bansal (Co-Founder and CFO). The Q&A session, moderated by Mr. Nikhil Suresh from Kotak Institutional Equities, covered various aspects of the company's performance and strategy. Key discussion points included the strategic partnership with State Street for the asset management business, the roadmap for the AMC and wealth management segments, revenue and expense trends, dividend plans, performance in the commodities segment, and customer acquisition costs. The management also addressed questions regarding retail losses, EBITDA margin progression, and the company's market share in Demat additions and derivatives trading.