Bank of Maharashtra has released its investor presentation for the quarter ended December 31, 2025. The presentation includes detailed financial performance, business highlights, asset quality, capital adequacy, and digital banking initiatives.

The bank reported significant year-on-year growth across key metrics. Operating profit increased by 18.78% to ₹2,736 crore, and net profit saw a substantial rise of 26.51% to ₹1,779 crore for the quarter ended December 2025.

Total business grew by 19.62% year-on-year to ₹5,95,163 crore. Total deposits increased by 15.29% to ₹3,21,661 crore, while gross advances rose by 17.24% to ₹2,73,502 crore.

Asset quality showed improvement with Gross NPA at 1.60% and Net NPA at 0.15% as of December 2025. The bank also maintained a strong Capital Adequacy Ratio (CRAR) of 18.71% as of December 2025, well above regulatory requirements.

The presentation also highlighted the bank's focus on digital banking, including digital sanctions for MSME loans and integration with RBIH ULI platform services for faster processing. Key macro-economic indicators like GDP growth, GST collections, and foreign exchange reserves were also presented, alongside potential challenges such as geopolitical tensions and falling interest rates.