Bank of Maharashtra has announced its financial results for the quarter ended December 31, 2025, reporting its highest ever quarterly profit of ₹1,779 crore. The bank's total business grew by 17.24% year-on-year to ₹5,95,000 crore. Total deposits increased by 15.3%, and advances grew by 20% year-on-year. The bank maintained a CASA share above 50% and saw significant growth in retail segments, with home loans up 28%, vehicle loans by 54%, and gold loans by 56%.

The bank also reported an improvement in asset quality, with gross NPA reducing to 1.60% and net NPA to 0.15%. Profitability metrics showed a strong performance, with ROA at 1.86%, ROE at 23.79%, and NIM at 3.87%. The cost-to-income ratio stood at 37.19%.

In a significant development, the Board of Directors approved a 10% interim dividend. The bank also highlighted its strong credit ratings from S&P Global (BBB- Stable), ICRA (AA+ Stable), and CARE (AA+ Stable).

The conference call transcript, held on January 13, 2026, also addressed investor queries regarding deposit growth, CD ratio, treasury income, and segment-wise profitability. Management emphasized a conscious strategy to focus on low-cost deposits and manage high-cost bulk deposits, alongside efforts to improve retail and MSME lending.