Bank of India Revises MCLR Effective January 1, 2026
Bank of India has announced a change in its Marginal Cost of Fund based Lending Rate (MCLR), which will be effective from January 1, 2026. The Repo Based Lending Rate (RBLR) and Fixed Rate Spread (FRS...
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Why is Bank of India in the news today?
Bank of India (BANKINDIA) is in the news due to the announcement details a routine change in lending rates, which is a standard operational update for a bank. there are no significant positive or negative financial implications highlighted.
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Bank of India Revises MCLR Effective January 1, 2026
December 31, 2025, 12:42 PM
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Bank of India has announced a change in its Marginal Cost of Fund based Lending Rate (MCLR), which will be effective from January 1, 2026. The Repo Based Lending Rate (RBLR) and Fixed Rate Spread (FRS) will remain unchanged. The Base Rate will also see no change.
The previous MCLR rates, effective from December 1, 2025, were: Overnight MCLR at 7.95%, 1 Month MCLR at 8.30%, 3 Month MCLR at 8.45%, 6 Month MCLR at 8.70%, 1 Year MCLR at 8.85%, and 3 Year MCLR at 9.00%.
The revised MCLR rates, effective from January 1, 2026, are: Overnight MCLR at 7.70%, 1 Month MCLR at 8.05%, 3 Month MCLR at 8.20%, 6 Month MCLR at 8.60%, 1 Year MCLR at 8.75%, and 3 Year MCLR at 8.90%. This information is provided pursuant to Regulation 30 of SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015.
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