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Bandhan Bank Limited has concluded the sale of identified Non-Performing Assets (NPA) and Written-off Loan Portfolios, previously approved by its Board of Directors. This sale is part of the bank's strategy to divest unsecured portfolios belonging to Emerging Entrepreneurs Business (EEB) and Aspiring Business Group (ABG) through a bidding process with Asset Reconstruction Companies (ARCs).

The first transaction involves the sale of an unsecured NPA portfolio with a principal outstanding of ₹3,165.25 Crore as of November 30, 2025. The consideration for this portfolio is ₹569.75 Crore, settled on Security Receipts (SR) basis. Asset Reconstruction Companies (India) Limited (ARCIL) emerged as the winning bidder under the Swiss Challenge Method. ARCIL subscribed to 53.25% of the SRs, amounting to ₹303.39 Crore, while Bandhan Bank subscribed to the remaining 46.75%, amounting to ₹266.36 Crore.

The second transaction is the sale of an unsecured Written-off Loan Portfolio, which had a principal outstanding of ₹3,707.11 Crore as of November 30, 2025. This portfolio was sold to Phoenix ARC Private Limited for ₹331.97 Crore, also on an SR basis, following an auction process. Phoenix ARC subscribed to 37.84% of the SRs, totaling ₹125.60 Crore, and Bandhan Bank subscribed to 62.16% of the SRs, amounting to ₹206.37 Crore.

This disclosure is made in accordance with Regulation 30 of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015, and is also available on the bank's website.