Bandhan Bank Q3FY26 Deposits Up 11.1% to ₹1,56,723 Cr, Loans Rise 10%

Bandhan Bank Limited has announced its provisional unaudited financial results for the quarter ended December 31, 2025. Loans and Advances (On book + PTC) saw a year-on-year increase of 10.0%, reachin...

Bandhan Bank Limited has announced its provisional unaudited financial results for the quarter ended December 31, 2025. Loans and Advances (On book + PTC) saw a year-on-year increase of 10.0%, reaching ₹1,45,227 crore, a 3.7% increase from the previous quarter. Total Deposits grew by 11.1% year-on-year to ₹1,56,723 crore, though this represents a slight decrease of 0.9% quarter-on-quarter. Within deposits, CASA Deposits decreased by 4.5% YoY to ₹42,730 crore and by 3.3% QoQ. However, Retail Term Deposits increased significantly by 35.8% YoY to ₹70,690 crore, contributing to a 17.2% YoY rise in overall Retail Deposits (including CASA) to ₹1,13,420 crore. Bulk Deposits saw a marginal decrease of 2.0% YoY to ₹43,303 crore. The bank's CASA Ratio stood at 27.26% as of December 31, 2025. The Liquidity Coverage Ratio (LCR) was approximately 149.14% as of December 31, 2025. Collection efficiency for the bank (excluding NPA) was reported at 98.1% for December 2025, an improvement from 97.8% in September 2025. The numbers are provisional and unaudited, subject to review by the Audit Committee and the Board of Directors, and a limited review by the Statutory Auditors.

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Why is Bandhan Bank Limited in the news today?

Bandhan Bank Limited (BANDHANBNK) is in the news due to the bank reported year-on-year growth in loans and total deposits, along with significant growth in retail deposits, indicating a positive business trend. while casa deposits saw a decline, the overall deposit and loan growth, coupled with a healthy lcr and collection efficiency, suggest a stable financial performance.

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Bandhan Bank Q3FY26 Deposits Up 11.1% to ₹1,56,723 Cr, Loans Rise 10%

January 4, 2026, 04:07 AM

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Bandhan Bank Limited has announced its provisional unaudited financial results for the quarter ended December 31, 2025. Loans and Advances (On book + PTC) saw a year-on-year increase of 10.0%, reaching ₹1,45,227 crore, a 3.7% increase from the previous quarter.

Total Deposits grew by 11.1% year-on-year to ₹1,56,723 crore, though this represents a slight decrease of 0.9% quarter-on-quarter. Within deposits, CASA Deposits decreased by 4.5% YoY to ₹42,730 crore and by 3.3% QoQ. However, Retail Term Deposits increased significantly by 35.8% YoY to ₹70,690 crore, contributing to a 17.2% YoY rise in overall Retail Deposits (including CASA) to ₹1,13,420 crore. Bulk Deposits saw a marginal decrease of 2.0% YoY to ₹43,303 crore.

The bank's CASA Ratio stood at 27.26% as of December 31, 2025. The Liquidity Coverage Ratio (LCR) was approximately 149.14% as of December 31, 2025. Collection efficiency for the bank (excluding NPA) was reported at 98.1% for December 2025, an improvement from 97.8% in September 2025. The numbers are provisional and unaudited, subject to review by the Audit Committee and the Board of Directors, and a limited review by the Statutory Auditors.

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